Women
are safer drivers than men. According to recent statistics, they are 20% safer
on our roads.
New analysis
based on the driving performance of 19 thousand drivers, over 40 million
journeys and 154 million miles of travel has found categorically that women are
better drivers than men.
The research was
commissioned by the insurance industry ahead of the EU Gender Directive which
comes into play next month. The European
Court of Justice has ruled that gender can no longer be used in the pricing of
insurance products. In other words, women’s insurance premiums are set to rise
to be more in line with their male counterparts.
And just as
younger drivers are being targeted by insurance companies who provide
telematics based insurance products which more accurately reflect their driving
habits, so this might benefit those women whose insurance rates may yet rise.
Sandy Dunn,
Chairman of Wunelli, which offers such a service, said: "Motor insurance
rates to date have been based on estimations, trends and averages. When
the EU Gender Directive comes into play, insurers will need to rely more
heavily on the postcode of the driver and the car type being driven to
determine the premium. For some women this won't be a bad thing, but
others could see their premiums rocketing."
* Women drivers
are 20% safer than men
* Women drive 28%
less at night than men
* Women exceed
the speed limit 12% less than men
* Women brake
hard 11% less than men
In other words
when it comes to renewal time, it may well be worth having a look around. Just
one query though, I wonder if it was an all-female team that carried out the
initial research, or is that carrying sexism a step too far?
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